Xage Business Tools
Free calculators and generators built for South African entrepreneurs
VAT Calculator
Add or remove 15% South African VAT instantly.
Income Tax Calculator
Estimate your personal income tax for the current tax year.
Break-Even Calculator
Find out when your business starts turning a profit.
Payroll Calculator
Calculate employee take-home pay with PAYE and UIF.
Markup Calculator
Calculate selling price, markup % and gross profit margin.
Business Name Check
Check .co.za domain availability for your business name.
Salary Benchmarks
SA salary ranges for 16 popular roles — junior, mid, senior.
Loan Repayment Calculator
Calculate monthly repayments, total interest, and amortization.
Quick Invoice Generator
Generate a printable SA invoice in seconds — no account needed.
SA Tender Search
Browse open government tenders. Get free email alerts for your sector.
Contract Generator
Generate service agreements, NDAs, and freelance contracts in seconds.
Financial Health Check
8-question quiz to assess your business financial health with personalised tips.
ZAR Currency Converter
Convert South African Rand to USD, EUR, GBP, AUD and CNY instantly.
B-BBEE Level Calculator
Estimate your B-BBEE scorecard level — ownership, management, skills, procurement.